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Welcome to PharmD Financial Planning

A Wealth Planning Firm Dedicated To Helping You Plan Your Dream

Retirement Planning| Taxes | College Planning | Investment Management

-A Fiduciary Advisory Firm -

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Hi, I'm Derek!

I'm not your typical financial advisor. It's not my goal to gather your assets or to sell you products. Instead, my focus is helping you plan for those big moments in life. I call it "planning the dream."

I specialize in working with mid-career professionals and pre-retirees, using real financial planning as our source of navigation.

The result? Freedom from worrying about the future, so you can enjoy more of today.

Whatever your vision of financial success is, I've got the expertise, creativity, and solutions to get you there. I look forward to our work together!

-Derek Delaney, CFP®, ChFC®, EA, CSLP

Founder & President

Why PharmD Financial Planning?


We exchange our services for a monthly or hourly fee. We do not earn commission. We are not compensated by product sale or referral.


We charge all clients a fixed flat-fee. We believe it's the fairest way. You shouldn't have to pay us more just because your wealth grows.

Modern Advice

I'm not your parents financial advisor. There is a new and better way to provide financial advice. 


We serve all clients regardless of income or asset size. We can meet in-person or virtually. 


Derek has advanced qualifications and credentials. It allows him to do work for clients that most other advisors cannot.


Life is complex. We make it so your money isn't.

Check Out our eBook

The College Planning Playbook For Families With More Than $150,000 In Income

Determining how to pay for college could be one of the biggest financial decisions a family will make. Don't leave it up to chance. Get proactive with your college planning and let us help! Download our free guide to get started.



Financial Planning & Investment Management


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Pharmacist-Financial Planning & Investment Management Rochester, MN PharmD Financial Planning, LLC

Why Fee-Only?

Fee-only and commission-driven financial advice are very different. As a fee-only planner, I’m committed to my clients' success and not just a commission-driven outcome. Learn more about why we’re fee-only and what else sets us apart as a firm.

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