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Welcome to PharmD Financial Planning

Tax-Smart Retirement Planning

Retire With Confidence | Reduce Taxes |  Enjoy Financial Peace of Mind

Home of the Tax-Smart Retirement Planning Process

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Hi, I'm Derek!

I'm not like most financial advisors. It's not my goal to gather your assets or to sell you products. Instead, my focus is helping you plan for those big milestones in life. To do this, I developed the "Tax-Smart Retirement Planning Process."

I specialize in working with mid-career professionals and pre-retirees, using my customized process as our source of navigation.

The result? Freedom from worrying about the future, so you can enjoy more of today.

I am located south of Minneapolis MN and work with clients locally and across the country.

Whatever your vision of financial success is, I've got the expertise, creativity, and solutions to get you there. I look forward to our work together!

-Derek Delaney, CFP®, ChFC®, EA

Founder & President

Why PharmD Financial Planning?


We exchange our services for a single transparent flat-fee. We don't earn commissions and are not compensated by product sale or referral.

Retirement & Tax Focused

We specialize in providing tax-efficient retirement advice and guidance to help you make educated and informed retirement decisions.

Tax-Smart Retirement Planning Process

The TSR Planning Process is our proprietary process that clients experience each year in pursuit of their retirement dreams.


We serve all clients regardless of income or asset size. We are located south of Minneapolis MN and can meet in-person or virtually. 


Derek has advanced qualifications and credentials. It allows him to do retirement work for clients that many other advisors cannot.


Life is complex. We make it so your finances are not. It's retirement advice you can actually understand.

Ready To Learn More?

 Schedule your complimentary consultation today. Or visit our FAQs page to learn more!

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