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Meet Derek Delaney, CFP®, ChFC®, EA, CSLP

Derek Delaney Rochester, MN PharmD Financial Planning, LLC

Derek Delaney, CFP®, ChFC®, EA, CSLP

Founder & President



What I Believe:


Real financial planning is something most people will never get to experience in their life. Buying investment products from a financial advisor isn't real financial planning. Getting generic stock market and investment advice from a financial advisor isn't real financial planning (turn on CNBC and you'll get the same thing). Working with a financial advisor on a commission basis isn't real financial planning. Ultimately, you gain very little from those types of relationships. Pharmacists and their families deserve more and better.

That is what I've set out to do for PharmDs. I want to give pharmacists the opportunity to work with a firm that serves them as a true fiduciary. And to provide a world class financial planning relationship by delivering massive value in ways that positively impact their financial life.  

Finally, working with a specialist has shown to be more beneficial for clients in almost every field of healthcare. The same is true for wealth management. However, most financial advisors claim they can do it all for everyone. I don't believe in that. My focus is on retirement planning and wealth management for pharmacists. Not MDs, or corporate executives, or the small business owner down the road. It's what truly sets the quality of my advice and guidance apart from everyone else. 


How I Can Help:


As the founder and president of PharmD Financial Planning, partnering with pharmacists to help them live their best lives is at the core of what I do. I become your co-creator, partner, and problem solver.  No product sales or biased and conflicted advice. My loyalties are with you and not to some big insurance or investment company.

I believe that financial planning, when done correctly, can make a tremendous positive impact in people’s lives. I am given the opportunity to help clients address some of their most intricate issues that revolve around money. The mutual trust and commitment we build together will be both gratifying and personally fulfilling.

I’m proud to proactively look out for my clients, so they can spend their time focused on their best lives, with peace of mind.

Derek Delaney and family Rochester, MN PharmD Financial Planning, LLC

My Pharmacist Family:

I am married to a pharmacist, Kortney Delaney (a South Dakota State alumna), and we have two young kids, Ben and Hannah. As a young family of 4 living in Minnesota, we spend as much time as we can outside when the weather allows. From April to October, we often frequent the local parks and playgrounds. We also enjoy bonfires at home, board games and spending time with grandparents.

I enjoy staying active, whether through running, golfing or simply pulling a wagon for my kids around our neighborhood. Outside of work, I also enjoy attending live sporting and musical events with friends. I've even learned to enjoy partaking in conversations about the dislike of PBMs!

Education

Bachelor’s degree in finance and minor in accounting; cum laude – North Dakota State University, 2011

Designations & Certifications

  • Certified Financial Planner (CFP®)
    • CERTIFIED FINANCIAL PLANNER(™) professionals have met extensive training and experience requirements, and commit to CFP Board’s ethical standards that require them to put their clients’ interest first. 
  • Chartered Financial Consultant (ChFC®)
    • ChFC® designation covers a must-have list of requirements for financial advisors, from knowledge on tax and retirement planning to special needs advising, wealth management, insurance, and more.
  • Enrolled Agent tax practitioner (EA)
    • An enrolled agent is a person who has earned the privilege of representing taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential the IRS awards.

  • Certified Student Loan Professional (CSLP)
    • A certification that a professional earns when they have shown the competency to make fully informed decisions about student loan repayment within the context of a comprehensive financial plan.
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